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HO-6 policy
An HO-6 is a condo owner’s insurance policy covering the unit interior, personal property, and often loss-assessment and liability gaps the master policy excludes. Lenders usually require it at closing. Owners should read both the master and HO-6 declarations to avoid coverage holes.
These definitions are for general education only. They are not legal, financial, or tax advice. HOA rules vary by community and location—confirm details against your governing documents and qualified professionals before you act.
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